You’ve discovered you’re pregnant – after dealing with that massive news you start to think about two other things.
Where should I live - and what will I do about money?
There are several payments offered by the government. Centrelink can help you find out whether you are eligible for one of these:
|Baby Bonus||13 fortnightly instalments following the birth or adoption of a child|
|Parenting Payment||Income-tested payment given to the main carer of a child|
|Paid Parental Leave Scheme||Financial support for eligible working parents|
|Household Assistance Package||Extra assistance for low incomes|
|Family Tax Benefit||To assist with costs of raising children|
|Child Care Benefit||To assist with child care costs|
|Education Entry Payment||Helps with education costs|
There may be a wait before you start getting money, so make sure you go into Centrelink a few months before the baby is due to get your paperwork started.
|1.||First of all you need to phone the Centrelink call centre: 136 150 (Monday – Friday from 8:00 am to 8:00 pm) to find out what you are eligible for, and to get a Centrelink reference number.|
|2.||After that - you can also call this Counselling Service if you aren’t on good terms with your partner and want to find out more about what to do: 1800 050 321.|
|3.||After the baby is born you can go in to your local Centrelink office and go ahead with paperwork for your payments (if you’ve been told that you’re eligible).|
If you are at risk of becoming homeless
There are also different payments available for people who are homeless, at risk of becoming homeless, or need extra help with rent payments:
- Rent Assistance: extra financial assistance to pay rent
- Crisis Payments: one off payments for people experiencing crisis
- Telephone Allowance: help with telephone payments
Centrelink’s Community Engagement Officers work with people who are homeless or at risk of becoming homeless.
- To get in touch with them call: 132 468.
Centrelink also has Social Workers You can also talk to them about other stuff too, like relationship breakdown, loss and grief, domestic violence, mental health and addictions.
- To get in touch with them call: 131 794 and then press option 3.
Extra housing support for young parents
The government also runs a Helping Young Parents program. You can join the ‘Love. Learn. Grow’ program for young parents if you live near:
If you’re doing it alone and your partner has left then you can look at the info here for single / separated parents.
If you’re really stressed about money then you could make an appointment with a free financial counsellor. Lifeline has financial counselling.